Welcome to Davenport Thomas... Independent financial advice throughout Surrey!
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CONTACT INFO

Davenport Thomas, Parkshot House, 5 Kew Road, Richmond, Surrey, TW9 2PR
0208 618 2077
richard@davenportthomas.co.uk

EXPERT ADVICE

We search for your best deal. We take care of all the paperwork. We make it easy to get the right mortgage. Talk to an expert mortgage adviser today!


SERVICES
Mortgages
First Time Buyer Mortgages
Buy To Let Mortgages
Remortgages
Home Mover Mortgages
Insurance & Protection
Life Assurance
Critical Illness Cover
Income Protection
Mortgage Payment Protection
Buildings & Contents Insurance
ASU Cover
Health Insurance
Pensions
Investments
Corporate
Taxation

INFORMATION
About Us
Contact Us
Testimonials






We offer a fully comprehensive financial advice service to help with all your short, medium and long term financial planning requirements.

We are committed to being fully independent, thus offering advice on products from the whole of the market. We base our recommendations on performance, service, cost and corporate stability.

Our main aims are:

to provide a personal and professional service to our clients
to surpass client expectations
to provide reports and advise using language you will understand
to invest in and utilise the potential provided by the latest technology for gathering information and for communicating where appropriate
to earn the trust and respect of our clients through our expert knowledge and up-to-date awareness of
industry developments.

What Makes Us Different!
We provide a face to face advisory service for clients approaching, at and post retirement.  We can often increase the level of income payable from pension contracts, explore options available, complete the paperwork and liaise with the providers accordingly.

We help clients increase their income in retirement by making the most of Tax Free Cash and Saving/Investments accrued.  The advice we provide helps clients hedge their money against inflation over the medium to longer term using a number of tax efficiencies so that they can make the most of retirement.

How We Work!
As Independent Financial Advisers we are free to advise on financial products available from all product providers. We use advanced computer software to research, compare and select the most suitable deals currently available. We are thus able to make arrangements to maximize the benefits to our clients.

You'll get our help to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first one-hour consultation is free. There's no charge, and no obligation, while we find out together if it's worth going ahead.

Depending on your instructions we will carry out a needs analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.

You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all).

You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects

In almost all cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know exactly what and why before you agree to anything.

How We Are Paid!
On receiving an enquiry we invite a prospective client to come to our offices for a preliminary meeting. The purpose of the meeting is firstly to establish whether we are able to assist with the prospective clients needs and objectives and secondly to discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary meeting and no obligation on either side.

After the initial free consultation, we will agree with you whether you pay us a fee, or we are paid out of the cost of any financial product you buy (commission). We will always tell you about any commission we earn, and it will be taken into account in working out our fee.

Commission is paid to an IFA firm by a provider, usually an insurance company or an investment house for the successful placing of business. The commission is included within the providers normal product charges, so there is nothing you need to pay us in addition. The amount of commission is based on a percentage of the premiums payable or sums invested.

Fees will usually be based on time spent and evaluated at a rate per hour calculated to recover our costs. Fees attract an additional VAT charge whereas commissions, under current legislation, do not. We will always tell you about any commission we earn, and it will be taken into account in working out our fee.

Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.



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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate deposit savings or some forms of mortgage, tax planning, offshore investments or school fees planning

Davenport Thomas is a trading name of RJM and Associates (Hampton) Limited which is authorised and regulated by the Financial Conduct Authority (http://www.fca.org.uk/register).
Financial Services Register No: 602814

Registered in England, No. 06640007 Registered Office: Parkshot House, 5 Kew Road, Richmond, Surrey, TW9 2PR

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.